Do I Need Auto Insurance?

If you own a car, you already know that there are many important rules and regulations that need to be followed for those that are in the Altamone Springs, FL area, one very important requirement to remember to follow is the requirement to carry auto insurance. There are several situations that can dictate whether you need insurance and what type of coverage you must have.

You Plan to Drive Legally

If you ever plan on taking your car out on the road in Florida, you will be required by law to carry auto insurance. Compared to other states, Florida’s insurance requirements typically have lower coverage requirements. To drive a car legally in this state, you will need to have $10,000 in personal property liability coverage and $10,000 in personal injury liability coverage. Both of these types of insurance will give you coverage if you are at fault during a car crash or other situation. 

You Have a Loan

Another situation in which you will need to have auto insurance is if you have a loan. Since cars can be expensive, many people need to take out loans in order to finance the purchase. When you have a loan, you do need to follow various requirements. For example, you will need to have a full collision and comprehensive policy in place. If you don’t, you will be in violation of the loan agreement.

Since having auto insurance in Altamonte Springs, FL is a necessity, meeting with the Blanchard Insurance company would be very beneficial. The Blanchard Insurance company will be able to provide you with a variety of services to ensure you are able to get into a great policy. This will include helping you to better understand your insurance needs and finding a great policy that works for you.