How Boat Insurance Protects Your Beautiful Vessel From Vandal Damage

Living in Altamonte Springs, FL is a great option for people who love boating. Unfortunately, your beautiful vessel may end up being vandalized by somebody who is either jealous of your property or simply mean-spirited. Therefore, you should contact Blanchard Insurance to learn more about how boat insurance can help you against vandals.

Why Do People Vandalize Boats?

Vandals very rarely have good reasons for their destructive behavior. Some are simply bored individuals who are thoughtless about the property of others. Some vandals are so-called artists who think that painting their name or other items on a boat is an expression of their artistic skills.

More serious vandalization issues, such as breaking parts of the boat for no reason, may also be a problem. Some people are jealous of the success of others and lash out in any way that they can. Whatever the cause, a vandalized boat is a heartbreaking situation.

Will Insurance Cover Vandals?

When your boat is vandalized by somebody else – including paint damage and other physical destruction – your boat insurance will typically kick in and help you repair the damage. Most policies will cover up to the limits of your policy, which is typically based on a yearly amount.

However, some lower-quality policies may have exclusions on vandalization that you need to take into account before buying a policy. Look through the limitations to see what the policy won’t cover and then ask your provider for one that will cover the vandalized property. Thankfully, most should provide this coverage without requiring a special request from you.

Protect Your Financial Investment

As you can see, boat insurance is a good choice for any Altamonte Springs, FL residents who are concerned about vandals damaging their boat. So please contact us at Blanchard Insurance to talk to one of our agents. We can help you find an insurance policy that will protect you from losing serious cash if somebody damages your boat.