If you have tried buying home insurance for your mobile home in Longwood, FL, you have likely run into a lot of closed doors. This is because mobile homes do not qualify for standard home insurance policies. This is because mobile homes are more vulnerable to certain types of weather because of how they are manufactured and standard home insurance cannot protect it properly. Instead of looking for home insurance for your mobile home. here at Blanchard Insurance, we know that you really need to have mobile home insurance.
What is Covered by Mobile Home Insurance?
Mobile home insurance has a bit more coverage in terms of physical damage coverage. This is because mobile homes are more susceptible to damage by the weather. Some of the things that are generally covered under this part of the policy include fire, wind, lighting, vandalism, hail, burst pipes and more. This is not something you will find extensively with a standard home insurance policy. Additionally, you will find coverage like personal property coverage, which covers your personal property within the dwelling, and liability insurance which protects you in the case that someone gets injured on your property and decides to take legal action. These are both coverages that are generally found with the standard home insurance policy.
As you can see, mobile home insurance policies tend to have more extensive coverage in terms of exterior protection from the weather. If you own a mobile home, be sure to contact us at Blanchard Insurance, serving Longwood, FL, today. We will help you find the right kind of insurance policy to meet your needs and that you can have with your mobile home. We will also work with you to make sure that the insurance policy fits within your budget.