If you have a boat that has a motor, or even some personal watercraft, you should purchase boat insurance to help protect you from losses due to covered events such as collisions and fire. If you are in the market for boat insurance, you may have questions about the types of damage that a standard policy may cover.
If you are in a collision, whether it be your fault or another person’s fault, your boat insurance will cover the damages to either boat if you carry collision and liability. If you cover liability only, you stand to incur heavy or complete losses to your vessel. There may be specific insurance requirements in place, but it is important to remember to cover yourself as well as the other party to prevent loss to your investment.
Some insurance policies will also cover damage to the engine of your boat under certain circumstances. If you have expensive engines on board your boat, you may want to look into getting this type of coverage so you are fully protected during a covered event.
Comprehensive can help you recover from damages due to the weather and other incidents that occur on the water. This type of coverage is also highly recommended to fully protect your boat. This is especially important for boat owners who have invested a large sum of money into their vessel. If you live in or around Altamonte Springs, FL, Blanchard Insurance can help you get the coverage you need.
Don’t risk losing your boat to unforeseeable events. Get the complete coverage you need so you can have peace of mind and enjoy the open water. For more information for residents in or around Altamonte Springs, FL, Blanchard Insurance is ready to give you the answers you need. Call or stop by today to speak to one of our experienced agents.